• Call your financial institution immediately. It may want to cancel your current card and mail you a new one. Check to verify that your mailing address has not been changed.
  • Contact the three national credit bureaus to let them know you are a victim of fraud. They will place a “Fraud Alert” on your file. You can also requests copies of your report, which you should review carefully.
  • You can contact the credit bureaus at:
    • Equifax, (800) 525-6285 or P.O. Box 740241, Atlanta, GA 30374-0241
    • Experian, (888) 397-3742 or P.O. Box 949, Allen, TX 75013-0949
    • Trans Union, (800) 680-7289 or Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834
  • Diligently check your statements in the months following to make sure the problem has been completely resolved.
  • Report the fraudulent activity to the proper authorities, such as Police, Social Security Administration (if your SSN has been stolen) or the Federal Trade Commission (877-438-4338) in the case of identity theft.