CDs and IRAs

CDARS from Advantage Bank, to access multi-million-dollar FDIC insurance at one bank, at one rate, with one statement. Terms and conditions apply.

Certificates of Deposit

$500 minimum deposit
Interest paid at bank determined rate
Terms available from 6 to 48 months
Penalty for early withdrawal
Monthly/Quarterly interest notice
Automatic renewal for same term at the interest rate in effect at time of renewal

Individual Retirement Accounts

$500 minimum deposit
Interest paid at bank determined rate
Terms available from 12 to 48 months
Additional deposits may be made in any amount*
Penalty for early withdrawal**
Quarterly interest notice
Automatic renewal for same term at the interest rate in effect at time of renewal

*	Not to exceed maximum contribution allowed in current year through April 15th of the following year.
**	Allowed at age 59 1/2; Mandatory distribution at age 70 1/2.
CDARS	Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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