Effective as of 6/19/2014

Personal Interest Rates
Account Minimum Balance To Open Interest
Rate 
  Annual
Percentage Yield (APY)*
Advantage Savings 100.00 0.25 0.25
Youth Advantage Savings 5.00 0.25 0.25
Total Advantage Plus 100.00 0.15 0.15
Senior Advantage
$1,000 or more daily balance earns interest @ bank determined rate.
100.00 0.15 0.15
Money Market Advantage 100.00 0.50 0.50
Investment Advantage
$25,000 minimum daily balance required to obtain disclosed yield.
25,000.00 0.51 0.51

 

Certificates of Deposit
Term  Minimum
Balance 
Interest
Rate 
Annual
Percentage Yield (APY)
Compounded 
06 Month(s) 500.00 0.10 0.10 At Maturity
12 Month(s) 500.00 0.15 0.15 Monthly
18 Month(s) 500.00 0.20 0.20 Monthly
24
Month(s)
500.00 0.25 0.25 Monthly
36
Month(s)
500.00 0.35 0.35 Monthly
48 Month(s) 500.00 0.40 0.40 Monthly
Individual Retirement Accounts*
Term  Minimum
Balance 
Interest
Rate 
Annual
Percentage Yield (APY) 
Compounded 
12 Month(s) 500.00 0.15 0.15 Quarterly
18 Month(s) 500.00 0.20 0.20 Quarterly
24
Month(s)
500.00 0.25 0.25 Quarterly
36 Month(s) 500.00 0.35 0.35 Quarterly
48 Month(s) 500.00 0.40 0.40 Quarterly

*IRA’s – Additional Deposits in any amount not to exceed
maximum contribution allowed in current year through April 15th of the
following year.