Effective as of 6/28/2018

Personal Interest Rates
Account Minimum Balance To Open Interest Rate    Annual Percentage Yield (APY)*
Advantage Savings** 100.00 0.20 0.20
Youth Advantage Savings** 5.00 0.20 0.20
Advantage NOW** 100.00 0.10 0.10
Senior Advantage
$1,000 or more daily balance earns interest @ bank determined rate.
100.00 0.10 0.10
Money Market Advantage** 100.00 0.25 0.25
Investment Advantage
$25,000 minimum daily balance required to obtain disclosed yield.
25,000.00 1.89 1.90

 

Certificates of Deposit
Term  Minimum Balance  Interest Rate  Annual Percentage Yield (APY) Compounded 
06 Month(s) 500.00 0.45 0.45 At Maturity
12 Month(s) 500.00 0.50 0.50 Monthly
18 Month(s) 500.00 0.60 0.60 Monthly
24 Month(s) 500.00 0.75 0.75 Monthly
36 Month(s) 500.00 1.10 1.10 Monthly
48 Month(s) 500.00 1.30 1.31 Monthly
Individual Retirement Accounts*
Term  Minimum Balance  Interest Rate  Annual Percentage Yield (APY)  Compounded 
12 Month(s) 500.00 0.50 0.50 Quarterly
18 Month(s) 500.00 0.60 0.60 Quarterly
24 Month(s) 500.00 0.75 0.75 Quarterly
36 Month(s) 500.00 1.10 1.10 Quarterly
48 Month(s) 500.00 1.30 1.31 Quarterly
*IRA’s – Additional Deposits in any amount not to exceed maximum contribution allowed in current year through April 15th of the following year.