|Facts||WHAT DOES ADVANTAGE BANK DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balances and payment history
Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons ADVANTAGE BANK chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Advantage Bank share?||Can you limit this sharing?|
|For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes—to offer our products and services to you||No||We don’t share.|
|For joint marketing with other financial companies||No||We don't share.|
|For our affiliates’ everyday business purposes—information about your transactions and experiences||No||We don’t share.|
|For our affiliates’ everyday business purposes—information about your creditworthiness||No||We don’t share.|
|For our affiliates to market to you||No||We don’t share.|
|For nonaffiliates to market to you||No||We don't share.|
|For any questions please:||Call 405-419-1000 or go to www.advantagebank.biz|
|Who we are|
|Who is providing this notice?||ADVANTAGE BANK|
|What we do|
|How does ADVANTAGE BANK protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does ADVANTAGE BANK collect my personal information?||We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Afilliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- ADVANTAGE BANK does not share with nonaffiliates so they can market to you.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- ADVANTAGE BANK doesn’t jointly market.
|Other important information|
|Negative Information We Share||We may report information about your loan to credit bureaus: late payments, missed payments or other defaults on your account may be reflected in your credit report.|
|Notify us of Inaccurate Information We Report To Consumer Reporting Agencies.||Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: ADVANTAGE BANK,
8001 NE 23rd STREET, OKLAHOMA CITY, OK 73141.